Treatment Center Call us today There is hope

Treatment Center Call us today There is hope

Insurance Verification for Addiction

insurance coverage on rehabIf you or a loved one is looking for addiction treatment, you are also likely trying to determine how to cover the cost of rehab. This can be stressful and confusing. If you’re already dealing with substance abuse, it’s highly likely that struggling over covering the costs of rehab is the last thing that anyone would want to need to figure out.

Luckily, Agape Treatment and facilities like ours are in-network with many insurance providers to provide low cost and, in some cases no cost options! For more information or to get your insurance verified for treatment, contact us today! We have two convenient options: fill out our online form or simply call us! Our admissions team can answer any questions you have regarding copays, treatment timelines, and what to expect!

Understanding Common Insurance Terms

Navigating the world of health insurance can be confusing. Here are some key terms to help you understand your coverage better:

    • Out-of-Pocket Costs: Expenses for medical care that aren’t reimbursed by insurance.
    • In-Network: Health care providers or facilities that are part of a health plan’s network of providers with which it has negotiated a discount.
    • Out-of-Network: Providers or facilities not in your health plan’s network. Out-of-network care usually costs you more.
    • Coinsurance: Your share of the costs of a healthcare service, calculated as a percent (for example, 20%) of the allowed amount for the service.
    • Deductible: The amount you pay for healthcare services before your health insurance begins to pay.
    • Cost-Sharing: A situation where you and your insurance provider both pay parts of your medical expenses.
    • Copay: A fixed amount you pay for a healthcare service, usually when you receive the service.

Does My Insurance cover Addiction Treatment?

Most insurance plans cover some level of addiction treatment. The coverage details, such as the length of stay and types of services, can vary based on your specific plan. To understand those details, you can reach out to our team or call your insurance company.

Types of Addiction Treatment Covered by Insurance

Commonly covered addiction treatment options include:

The Affordable Care Act and Insurance Coverage

The Affordable Care Act (ACA) requires most insurance plans, including Medicaid, to cover addiction treatment to some extent. This means that regardless of which insurance company you have a policy through, they should offer some form of addiction treatment.

The ACA has expanded healthcare coverage to millions of Americans. It mandates coverage for behavioral health services, making it easier to get the care you need.

Does the ACA include Mental Health Coverage?

Yes! The ACA also mandates that mental health treatment must also be included to some extend. So, regardless of the mental health issues you or a loved one may be encountering, your insurance will also include some coverage.

Medicaid and Medicare Coverage

Both Medicaid and Medicare can cover addiction treatment. The specific services covered and the extent of coverage depend on your state (for Medicaid) and your particular Medicare plan.

Paying for Rehab Without Insurance

There are options to pay for rehab without insurance, such as payment plans, sliding scale fees, or seeking help from non-profit organizations and government programs. There are also options for scholarships at some facilities. Our admissions counselors can help you figure out how to cover the additional costs.

Verifying Coverage at a Specific Facility

Understanding your out-of-pocket costs involves:

  • Knowing your deductible and coinsurance.
  • Understanding the costs of treatment services.
  • Checking if the facility is in-network.

Determining Your Out-of-Pocket Costs

To know if you’re covered at Agape Treatment or any other facility, you should:

  • Contact your insurance provider.
  • Ask about in-network and out-of-network benefits.
  • Inquire specifically about addiction treatment coverage.

Reach Out to Agape Treatment Today!

insurance covers rehab

If you or a loved one is seeking compassionate, professional help for addiction, reach out to Agape Treatment. We’re here to guide you through every step, including understanding your insurance coverage and making the process as smooth as possible.

We’re in-network with many insurance providers including:

Contact us today for more information and begin your journey to recovery.

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